Troy Emehiser Real Estate Agent

Troy Emehiser

REALTOR®
License#: SA701165000
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So, You Want to Buy a House? A Guide to Surviving the West Valley Home Search Without Losing Your Mind

By Troy Emehiser - May 13, 2026
So, You Want to Buy a House? A Guide to Surviving the West Valley Home Search Without Losing Your Mind Let’s be honest: starting a home search feels a lot like starting a diet. You begin with high-octane enthusiasm, a Pinterest board full of mid-century modern kitchens you can’t afford, and a delusion that you’ll find a five-bedroom mansion for the price of a used 2014 Honda Civic. But then real
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10 SMALL STEPS TO GENERATE BIG SAVINGS

By ABR® Staff - January 29, 2024
Are you trying to save money to buy a house or a car, to create an emergency fund, or to go on a vacation? Building a nest egg doesn’t have to be grueling. Here are ten painless ways to boost your savings. 1. Track Your Spending The first step toward saving is knowing what you spend. Apps like PocketGuard, Monarch, and EveryDollar may make it easier to stay organized. Some budget tracking apps
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Risks of Waiting

By Troy Emehiser - March 29, 2023
There are several risks associated with waiting to purchase a home: Prices may continue to rise. The housing market has been on an upward trend for several years, and there is no sign of it slowing down. If you wait to buy, you may end up paying more for a home than you would if you bought now. Interest rates may rise. The Federal Reserve has been raising interest rates in an effort to combat
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GETTING READY FOR RETIREMENT

By Breakthrough Broker - September 26, 2022
HOW TO GET READY FOR RETIREMENT For most people, retirement feels like a long way off. But, if you don’t start preparing as early as possible, you may find yourself in a place of financial insecurity when the time does come. To avoid this, consider implementing the following tips. Calculate your target savings. In general, it’s recommended that you save between 10 to 15 percent of your income
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DISPELLING REFINANCING MYTHS

By Breakthrough Broker - September 15, 2022
“Refinancing” is a scary word for many people, but that shouldn’t be the case for you. For many homeowners, refinancing can not only lower your monthly payments and help with your monthly budget, but it can save you thousands of dollars in the long run. YOU’RE NOT TOO LATE. For years now, we’ve been hearing that interest rates will be on the rise, and although there have been some small increase
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HOW YOU CAN FINANCE YOUR HOME RENOVATION

By Breakthrough Broker - September 15, 2022
How You Can Finance Your Home Renovation Outdated kitchen. Overrun backyard. Unusable basement space. If you have a home renovation project on the mind, the first thing you have to consider is how you are going to finance it. Here are the most common options to make your dreams become a reality. Cash. Paying in cash is the most straightforward financing option, just save until you have enough mo
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THE DIFFERENCE BETWEEN HOME WARRANTY & HOME INSURANCE

By Breakthrough Broker - September 15, 2022
When purchasing a new home, it’s important to do in-depth research on all facets of the homebuying process. One thing you’ll need to understand is how to best protect yourself and your investment if anything were to go wrong. Check out the information on home insurance versus home warranty below to educate yourself on your options. Home Insurance Homeowners insurance pays for any accidental dama
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WHICH DOWN PAYMENT STRATEGY IS RIGHT FOR YOU?

By Breakthrough Broker - September 15, 2022
You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders. But there can actually be financial benefits to putting down a small down payment—as low as three percent—rather t
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HIDDEN FEES TO BE AWARE OF WHEN PURCHASING A HOME

By Breakthrough Broker - September 14, 2022
Purchasing a home is arguably one of the biggest financial decisions you will make in your lifetime. As you start your hunt, don't forget there will be other costs associated with your purchase then the price of the home. Here are 5 fees to keep in mind as you begin to budget. Home inspection. This is a crucial step in the home buying process. The findings that come from the inspection can help
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CONSIDER THIS: WHEN TO REFINANCE

By Breakthrough Broker - September 14, 2022
Refinancing your mortgage is something most homeowners consider at least once throughout the lifespan of their home loan. It allows you to pay off your previous loan by applying for a new one that has better financial advantages. While there are many good reasons to refinance, here are five common ones. Scoring a lower interest rate. The number one reason homeowners decide to refinance is to se
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What is Escrow?

By Doma Holdings - January 11, 2022
In simplest terms, escrow is an independent third party holding money and documents from the seller, homebuyer and lender, which will be disbursed and distributed based on mutual written instructions from the buyers and or sellers (also known as principals) provided to escrow. Depending on where you live, escrow may be more commonly referred to by a different name. For example, in Florida and Illi
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